E-commerce proved its importance based on the fact where time is essence. In the commercial markets, time plays an important role to both the business and consumers. Because of this, Ecommerce steps in and replaced the traditional commerce method where a single transaction can cost both parties a lot of valuable time. This week’s seminar trying to shed some light on different circumstances that are facing e-commerce in KRG such as lack of e-payment, lack of digital cash, lack of eChecks and Instant Transfers, etc. At the end, the audience should be able to answer the fundamental question: is KRG ready for e-commerce?